United Central Bank is offering 2.15% APY on balances of $75,000 to $300,000 on their Global Money Market Account and 1.95% on balances of $5,000 to $75,000. They’ve taken a dip since I wrote about them in June, but the rates are still competitive. Their Super Saver Installment CD yields 3.15% APY on terms from 1 to 5 years. Their regular CDs are yielding 2.25% APY for 1 year and 2% for 6 months. To visit their site click here.
There’s an online application that’s available for anyone in any state to fill out. Their CD rates lock when you submit your application.
If you’d like to open an account in person United Central Bank has branches in California, Georgia, Maryland, Texas, and Virginia.
United Central Bank has a 2 out of 5 star soundness rating at bankrate which is down from its previous 3 star rating. United Central Bank is FDIC insured.