First National Community Bank is offering an interest online checking account with a 4.51% APY on balances up to $25,000 and refunds ATM fees. In order to receive this rate you must make a $100 initial deposit, make 10 debit card purchases, one direct deposit, and receive e-statements. If you don’t meet these requirements the rate falls to .05%. The rate on balances over $25,000 is 1.01%. The checking account is called the Maximum Earnings Checking Account and it has no monthly fees and no minimum balance requirements.
You can apply online and this offer is available nationally. They also offer an online savings account with a 2.75% APY which is a pretty good rate. It’s called the Maximum Earnings Savings Account. First National Community Bank is based in Dunmore, Pennsylvania with several branches in the Northeastern Pennsylvania. They have a 4 out of 5 star soundness rating from bankrate.com and are FDIC insured.