Pacific Transportation Federal Credit Union is offering a 5 year CD with a whopping rate of 5% APY. You need at least a $5,000 deposit for this account. They’re also offering a 3% APY 9 month certificate of deposit with a $3,000 minimum deposit and a 4% 4 Year CD with a $4,000 minimum deposit. These rates are also available to open as IRA CD rates. It’s been a while since we’ve seen a 5% certificate of deposit so you might want to jump on this while you have the chance.
Membership to PTFCU is open to select employees and club members, of which some are open for anyone to join such as the Pasadena Model Railroad Club. You also need at least $10 in their Prime Share Savings Account.
Branches of Pacific Transportation Federal Credit Union are located in Colton, Gardena, Long Beach, and Monrovia, California.
PTFCU has a 3 out of 5 star soundness rating from bankrate and is federally insured by the NCUA.