First National Community Bank is offering a 3.25% APY 4 year CD, a 3.5% APY 5 year CD, and a 4% APY 7 year certificate of deposit. The minimum deposit is $1,000 and you can also get these as IRA CDs. To visit their site click here.
All 3 accounts have an early withdrawal penalty of 6 months’ interest, which is very reasonable for these CD terms.
FNCB is also offering a checking account that pays out 4.01% APY on balances up to $25,000 and their savings account is paying 1.75% APY on all balances.
This deal is supposed to be a nationwide deal, but it’s possible you’ll need to be a Pennsylvania resident to qualify for accounts despite what customer service has said. To apply online for a certificate of deposit you’ll first need to open a checking account with FNCB, then you can fund the CD through your checking account.
First National Community Bank’s headquarters are in Dunmore, Pennsylvania and has branches in northeastern PA.
FNCB has a 3 out of 5 star soundness rating from bankrate and is FDIC insured.