Digital Credit Union is offering a couple good CD rates including a 3.75% APY 11 month certificate of deposit and a 3.25% APY 4 month CD. The minimum deposit is a low $500.
Membership for the Digital Credit Union is open to everyone and can be done online. The membership fee is only $15 and you must have a $5 minimum balance in their savings account. You may be able to bypass this step if you live in Massachusetts or Georgia, but you’ll have to check with them to be sure. Joining the Digital Credit Union may result in a hard credit pull.
Digital CU has a 3 star rating from Bankrate which is a sound rating and has over 300,000 members.
Category: CD Rates
The Digital Federal Credit Union is not what is used to be as a creidit union memeber owned Credit Union! It has outlandish fees that are higher and myuch more than many banks. If they make an error on your account as for instance overdrawing your account you must pay the fee of $30 even if it was there error in question. WHo can afford to do business with Digital Credit Union when then behave worse then a bank does?
Thanks for your review of Digital FCU cybogen!