Choice Financial is offering a 2.51% APY 13 month CD that also allows you to make extra deposits up the amount of your original deposit. The minimum deposit on this certificate of deposit is $5,000. The early withdrawal penalty is 6 months’ interest and there’s a 10 day grace period at maturity. The CD rate locks when you submit your application and you can close the CD over the phone. You can withdraw via check, ACH transfer, or wire transfer.
This offer is available nationally, but if you’d like to open an account in person, Choice Financial only has locations in North Dakota. Choice Financial has a strong 4 out of 5 soundness rating from bankrate and is FDIC insured.
Category: CD Rates