Apple Federal Credit Union is offering 3% APY 14 month IRA CD rates with a minimum deposit of just $500 and a maximum of $500,000. This offer is scheduled to end on February 20th, 2010 and is available nationally. To visit their site click here.
Apple has other competitive rates including a 3.5% APY 5 year CD, a 3.75% APY 7 year certificate of deposit, and a 4% APY 10 year CD. The minimum deposit on all CDs is just $500. For a $50,000 minimum, the 5 year CD gets a rate bump up to 3.60% APY.
Apple Credit union membership is open to members of Northern Virginia Athletic Directors, Administrators, and Coaches Association. Membership into the NVADACA is open to anyone for a $20 membership fee. Membership into Apple requires a $5 minimum deposit into their share savings account.
Apple FCU has branches throughout Virgina and in Washington, DC. There’s no hard credit pull for opening an account with Apple.
Apple has a 3 out of 5 star soundness rating from bankrate and is federally insured by the NCUA.