Alliant Credit Union is offering a 4.50% APY 4 year CD, a 4.25% APY 3 year certificate of deposit, a 3.65% APY for 1 year CD, and a 3.80% APY 2 year CD. You need a minimum deposit of $25,000 to get these rates or $1,000 for rates that are .15% lower across the board.
You can apply online and fund your account with up to $10,000 online. If you want to deposit more you can either visit a branch location, send them a check, or open a savings account and deposit money online, then transfer the money to your CD.
Membership to Alliant is open to all PTA members. If you want to join the national PTA there’s a $25 fee. You can also search for a local PTA to join. Membership to Alliant does cause a hard credit pull.
Alliant’s branches are located in Chicago, Des Plaines, and Elk Grove Township, Illinois. There are also branches in Colorado, California and Virginia.
Alliant has a 3 star rating at Bankrate, which is fair, and is federally insured by the NCUA.