A man in the browser attack is a hack that can steal login information and financial account details. The attack uses Trojans and phishing techniques to gain access to a computer and steal the targets private information. The Trojan doesn’t interfere with the functioning on the computer so the user doesn’t know that his or…
Every time you write a check there’s a certain amount of time between when you actually write the check to when the funds are deducted from your checking account. This time can include time taken to mail the check and the time it takes the receiver to get to the bank to cash your check….
If you were going to sign up for a Costco membership they’re now offering a free booklet of $50 worth of coupons when you sign up. The price for membership remains the same which is $50 a year for Gold and $100 for Executive membership. The promo code is smartsave for Gold and smartsaveEX for…
A currency converter shows the worth of one currency amount when it’s converted to a foreign currency. Currency conversions calculations can be made based on the foreign exchange (FOREX) market which is always open. Over 3 trillion dollars are traded over the FOREX everyday. A currency converter is useful when visiting foreign countries and you…
A taxable estate is the assets from a deceased person that have been left behind and are subject to taxation. There are a lot of assets that can be considered a taxable estate. It isn’t just property that’s subject to taxation. Real estate that’s jointly owned with a spouse is subject to taxation after one…
Astoria Federal Savings is offering a nationally available 2.5% APY 30 month CD and a 1.5% APY 9 month certificate of deposit with a minimum deposit of just $500. This is also available as an IRA CD rate. You can open an account over the phone and they’ll hold the rate for 10 days while…
When someone opens a new checking account they usually get a free set of checks known as starter checks. They give out starter checks to both personal accounts and business accounts. Starter checks aren’t customized at all and only contain the customer’s account number and routing number, but not their personal information. Once you get…
Village Bank is offering a 2.07% APY 15 month CD, a 2.12% APY 18 month CD, and a 2.28% APY 2 year certificate of deposit all with only a $500 minimum deposit. You have to open an account in person so you’re going to have to live near Richmond, Virginia where its branches are located….
A wire transfer is the electronic transfer of money from one place to another. In a bank to bank transfer electronic balances are adjusted but to actual hard cash is exchanged. This is a very safe and secure method of transferring funds as you need to verify your personal information in order to complete a…
A merchant bank is a commercial bank that meets the banking needs of international finance. This is not the type of bank where customers open a savings of checking account or offers online banking. A merchant bank is known to be a wholesale banker because it deals with large financial institutions for the most part….