Mountain America Credit Union reduced its 4% 1 year CD, but they still have their 5 year certificate of deposit that has an APY set at 4.75%. The minimum deposit for this is $1,000 and their early withdrawal penalty is just 90 days’ interest. However, the withdrawal’s must have the consent of the credit union….
Navy Federal Credit Union is offering a 6 month CD with a 3.75% APY which is down .25% from last month, but is still competitive. The minimum deposit on the CD is $10,000. They are also offering a 5.10% APY on a 7 year CD. The 5 year CD is now 4.40% with a minimum…
Western FCU has just introduced their new 4.05% APY 13 month CD. The minimum deposit is $1,000 and this rate will last throughout January. You can open an account online or at a local Western branch. The early withdrawal penalty is only 90 days which is a pretty low penalty for a CD. Western is…
EverBank is offering a $40 bonus on opening a new checking account which has a 2.42% APY and a 3.76% APY bonus rate for the first 3 months of your account. You need to deposit a minimum of $25,000 in order to get the $40 bonus. EverBank is FDIC insured for up to $250,000.
WT Direct is offering up to a $250 bonus if you maintain a certain balance through the end of February. This bonus is on top of their 3.06% APY rate. This offer is over on December 31st however (tomorrow) so if you want in on the bonus you’ll have to apply by then. Here’s a…
edit: this offer is no longer available. Discover® Business Card is offering $100 cash back when you make $1,000 in purchases within the first 3 months of opening a card. Oh, and this offer expires tomorrow on the 31st! If you’re thinking about getting a Discover® Business Card, now is the time to get one….
USAlliance Federal Credit Union is offering an 18 month CD with a 4.03% APY, an 11 month CD with 3.98% APY, and a 15 month CD with 3.82% APY, and a 2 year CD with 3.77% APY. The minimum deposit is $500-$2,500 depending on the CD term. These rates are going to be available until…
I’m a real sucker for freebies, and I just want to let you all know that Tripadvisor.com is offering free luggage tags when you fill out their form to become a member of their website. This is a really good promotion for Trip Advisor because they can get a lot of people’s contact information this…
National City Bank is offering a $150 bonus for those who open a new online checking account and link it up with direct deposit. To receive your bonus you must use your National City VISA card ten times. You have to hurry though because this offer expires on December 31st, so only 3 days left…
There have been a lot of reduced rates in bank account rates recently due to the Fed rate cut on December 16th. Here’s a list of all the changes: CD Rates Here’s a list of nationwide CD rates as of December 27th, 2008. 5.10% 5-year CD at Navy Federal Credit Union 4.75% 3-year CD at…