Beacon Federal Bank is offering a 2.45% APY 2 year CD and a 2.25% APY for 18 month certificate of deposit with a minimum deposit of $2,500. This CD is also available as IRA CD rates. As an additional bonus you’re allowed a one-time increase in the CD rate during your term. If their CD…
So you’ve opened a new CD with a hot rate and you managed to lock it in for a year or two. Great job! But your work isn’t done yet. Unless your bank allows you to automatically withdraw the funds at maturity you need to keep track of when the CD rate expires. Most banks…
Peoples Bank in North Carolina is offering a savings account with 2.02% APY on balances over $10,000 and 0.5% APY for balances below. This account is available nationally. There’s a $500 minimum deposit which is also the daily balance needed to void a $15 quarterly fee. There are only 6 free withdrawals per quarter and…
Solera National Bank is currently offering savings accounts that yield 3% APY. This rate could change at any time, but it’s been level since January. You need at least a $100 balance to avoid a $5 quarterly fee, which should be pretty easy to do. Interest is paid out quarterly and if you close your…
Bank of America is offering a $25 bonus to their existing customers for trying out their online bill pay system. Business and personal accounts qualify for this promotion. You need to register at their promotion page then pay 2 bills within 30 days. This promotion is only open to customers that have not made an…
Bank of America is offering a free $100 bonus when new customers open either a personal or business online checking account. Someone is considered a new customer if they have not had a Bank of America account any time in the past 6 months. The promotion gives out $75 for opening the account with at…
First Community Bank is offering a rewards online checking account with a 4.01% APY on balances up to $25,000 and 1.01% APY on balances over $25,000. If you don’t meet the monthly requirements the rate falls to 0.5% APY. In order to get the premium rates you need to make 12 debit card purchases a…
Choice Financial is offering a 2.51% APY 13 month CD that also allows you to make extra deposits up the amount of your original deposit. The minimum deposit on this certificate of deposit is $5,000. The early withdrawal penalty is 6 months’ interest and there’s a 10 day grace period at maturity. The CD rate…
Amboy Direct is offering a free $50 bonus for opening their eSavings account. You need to be a new customer and must have a balance of at least $3,000 for 90 days. The online checking account also has no monthly fees or minimum balance requirements. It pays 1.01% APY on balances of $300 to $2,999…
Flagstar is offering a $100 cash bonus for opening a new checking account and getting at least $250 in direct deposits per month. This promotion is available to new checking customers only and the minimum deposit is $50. You need to establish your direct deposits within the first 60 days of opening your account, then…