H&R Block Bank is offering a 2% APY 6 month CD with a minimum deposit of $10,000. To apply for this rate follow this link. This offer is available until the end of September. The early withdrawal penalty on the account is 30 days’ interest and the grace period at maturity is 10 days. You…
Chase and WaMu are offering customers up to $20 for using their debit cards to setup automatic bill payments on utilities. You can get $10 to setup one bill and $20 to setup another bill. To see if you quality follow this link, click the enroll button and fill in your information to see if…
Alliant Credit Union is offering a 2$ APY savings account and 1.75% APY checking accounts. Alliant has consistently provided some of the most competitive rates on the market. To visit their site click here. Their online banking has a ACH transfer system which is a nice plus; however, the transfers are limited to $10,000 unless…
Dollar Savings Direct is offering a 2.25% APY 16 month CD and a 2.5% APY 5 year certificate of deposit. In order to open a CD at DollarSavingsDirect you need to have a savings account with them first. After you establish your savings account you can open your CD easily online by transferring funds from…
One West Bank is offering a 2.15% APY online CD for terms of 10 to 18 months with a minimum deposit of $5,000. If you’d like to visit their site click here. OneWest Bank is also offering some decent rates on their money market account with 1.85% APY for balances of $10,000 or above. One…
Golf Savings Bank is offering a 4 year 3.5% APY CD and a 1 year 2.30% APY certificate of deposit both with a minimum deposit of $10,000. The rate locks when you submit your application and there’s an online banking application that’s available nationwide. The 4 year CD has an early withdrawal penalty of 1…
There are many indicators that the economy is making a recovery with the stock market rallying and job losses diminishing. However, it will still be a while before we see a return of 5% plus savings accounts. Here are the best rates the banks have to offer for August 2009. Best Savings Account Everbank –…
Clear Sky Accounts is offering an interest checking account with the following rates: 1.65% APY for balances up to $10,000, 1.75% APY for $10,000 to $25,000, 1.85% for $25,000 to $250,000, and 0.5% for balances over $250,000. To visit their site click here. The account has no monthly fees, refund on up to $20 in…
United Central Bank is offering 2.15% APY on balances of $75,000 to $300,000 on their Global Money Market Account and 1.95% on balances of $5,000 to $75,000. They’ve taken a dip since I wrote about them in June, but the rates are still competitive. Their Super Saver Installment CD yields 3.15% APY on terms from…
Citibank is offering a Citi Secured MasterCard that is linked to a certificate of deposit account. This card is for people looking to build their credit and the credit limit on the card is equal to the amount you place in the CD. The CD acts as insurance in case you default on a payment….