A checkbook usually comes with checks, a number of deposit slips to deposit checks into your bank account, a section to mark deposits and withdrawals so you can balance your checkbook, and a sleeve for receipts. Some people carry a checkbook on them wherever they go in their purse or briefcase. Since a checkbook contains…
A cashier’s check is also known as a bank check, a teller’s check, a treasurer’s check, or an official check. A cashier’s check is guaranteed while a personal check may not be able to be cashed if the account it’s drawing from doesn’t have enough funds in it. A cashier’s check is not connected to…
A marriage, signing a lease, getting a loan, opening a checking account are all legally binding contracts. A legally binding contract means that one agrees to certain clauses outlined in a specified contract. The terms and conditions of the contract dictate what sort of behavior you’re governed by. Violating a legally binding contract either causes…
If you have your own business you probably have a small business checking account, but you may have not considered getting a small business savings account. If you’ve got some excess money in your business there’s no point in not getting a little interest off of it. It makes sense to have a local checking…
Buying and sending a money order is a pretty easy process but cashing that money order may not be as easy if you don’t have a bank account. Cashing a money order from a foreign country is even harder and can cost you more money. There are a few ways to cash a money order…
Doing Business As (DBA) is the business use of a fictitious or trade name. With a DBA you can do business under a different name without creating a new business. If you’re doing business as you can advertise and collect payment using your fictitious name. Filing for DBA is very easy to do and inexpensive….
A cash advance is an option for credit card holders to get straight cash which is then placed on their credit. Most people who take cash advance loans on their credit use a small percentage of their total credit limit. Credit card companies will usually have separate credit limits and cash advance limits. Some credit…
If you’re a student don’t even think about paying for a checking account. Almost every bank has special student checking accounts that are free. If you’re a student and you don’t yet have a checking account I recommend taking the following 5 steps: 1) Take a look at the online student checking accounts. All of…
If you want to pay for something by mail but you don’t or can’t write a personal check from your checkbook, a money order is a great substitution for a check. A money order is one of the most popular ways to pay for things and is very similar to a check in many ways….
Check kiting is a form of fraud where checks are bounced between 2 checking accounts. A check is written from the criminal’s checkbook from one bank and deposited into a second bank. The funds then show up in the second bank and withdrawn and deposited back into the first bank before the written check can…