Bank of Internet is offering a 2.5% APY savings account called the Advantage Savings Account. It’s hard to tell just how long this rate will be around, but it’s a very hot rate in today’s banking market. There’s a $100 minimum deposit required on the account. There’s no minimum balance requirement and no monthly fees….
Discover Bank is offering a 2% APY online savings account with a minimum deposit of $500. There’s no minimum balance requirement or monthly fees on this account. As with most online bank accounts, you can only access your funds via ACH transfers. Discover is also offering a 2.20% APY 1 year CD that let’s you…
Beach Business Bank is offering 2.5% APY savings accounts starting July 1, 2009. The current rate is actually at 2.75% APY, but is set to drop on July 1st. The minimum deposit is a little steep at $10,000 and if your balance drops below that the rate is just 1%. There are no monthly service…
Earlier this month American Express launched stand-alone savings products and their savings account is now offering a competitive 2% APY. Their also offering competitive rates on their long-term CDs including a 2.5% APY 2 year CD, a 3% APY 3 year certificate of deposit and a 3.40% APY 5 year CD. These accounts are available…
Newtown Savings Bank is offering savings accounts called the U-Sweep Account that’s yielding 2.30% APY. This rate is available nationally and the account doesn’t have any fees or minimums. A bonus on the U-Sweep account is that it technically isn’t a savings account, so you’re allowed unlimited ACH withdrawals from your account. Now, even though…
Tennessee Commerce Bank is offering 2.30% APY on their TCB Savings Account for balances up to $100,000. For over $100,000 the rate is 1.5% APY. One catch with the account is it only allows one free withdrawal per month and each additional is $2.50. This offer is available nationally and there’s a $250 minimum balance…
Ally Bank, which is the rebranded GMAC Bank, is offering a 2% APY online savings account with no minimum balances and no monthly fees. You may have seen some of their commercials on television recently as they’re making a big push to rebrand themselves. One feature that Ally Bank is offering over other online savings…
Smarty Pig is currently offering an online savings account with an APY of 3.05%. Smarty Pig has been offering some of the best savings rates in the country for several months now, so this consistency speaks well to how the rate will most likely hold up over time. However, this great rate comes with a…
EBSB Direct is offering a guaranteed rate of 2.81% APY on balances over $50,000 that’s locked in until September 30th, 2009. Accounts from $5,000 to $50,000 will get 2% APY. The minimum balance is $5,000 and the maximum is $1,000,000 although you should always stay under the $250,000 FDIC insured limit for any one account….
Bank of American Fork is offering an online savings account called the Save Smart Direct Account which is offering 0.5% APY on balances of $10 to $1,000, 2.20% APY on balances of $1,000 to $250,000, and 2.30% APY on balances above $250,000. If you’re looking to make transactions primarily by ACH transfers you should know…