Buying and sending a money order is a pretty easy process but cashing that money order may not be as easy if you don’t have a bank account. Cashing a money order from a foreign country is even harder and can cost you more money. There are a few ways to cash a money order…
Doing Business As (DBA) is the business use of a fictitious or trade name. With a DBA you can do business under a different name without creating a new business. If you’re doing business as you can advertise and collect payment using your fictitious name. Filing for DBA is very easy to do and inexpensive….
A cash advance is an option for credit card holders to get straight cash which is then placed on their credit. Most people who take cash advance loans on their credit use a small percentage of their total credit limit. Credit card companies will usually have separate credit limits and cash advance limits. Some credit…
If you want to pay for something by mail but you don’t or can’t write a personal check from your checkbook, a money order is a great substitution for a check. A money order is one of the most popular ways to pay for things and is very similar to a check in many ways….
Well it’s that time of the year again. The time every American dreads every year. It’s time to do your taxes again, so I thought I’d write up a few tax savings tips. Tip #1 Keep Documentation Everything you claim in your taxes needs to be backed up with the proper documentation. By staying organized…
Banks will be closed on New Year’s Day but many will be open with shortened hours on New Year’s Eve. You should call up your individual bank to be sure on the hours and if it’s going to be open on New Year’s Eve. Please leave comments if you find out information on an individual…
Saving There are many devices for saving, and which one you choose depends upon your risk tolerance and when you will want to use your money. If you have either a low risk tolerance, or think you’ll need the money within a five-year period (maybe a house down payment or educational expenses), then you should…
Financial Priorities Once you understand the basics, you should determine what your financial priorities are. Every person’s situation is different, and it is foolish to follow a one-size fits all plan. For example, someone who can’t wait to retire shouldn’t be saving the same amount as someone who would like to stay in their job…
The following is a three part series guest post by Nick Farina, a soon to be fellow Haverford College graduate. Managing your finances is all about choices. You’ve heard all the news stories about global recession, been bombarded with ads for different banks, and heard advice from countless financial ‘gurus’ – so it might seem…
So you’ve opened a new CD with a hot rate and you managed to lock it in for a year or two. Great job! But your work isn’t done yet. Unless your bank allows you to automatically withdraw the funds at maturity you need to keep track of when the CD rate expires. Most banks…