East Carolina Bank is offering a reward checking account to residents of North Carolina that’s paying out 4.01% APY on balances up to $25,000 and 1.01% APY on balances over $25,000. if you don’t meet requirements for reward interest the interest rate falls to 0.05% APY. The account also comes with $20 in refundable ATM…
Here’s a great checking account deal for residents of Washington State. Fibre Credit Union is offering a reward checking account called Choice Checking. If you meet the monthly requirements you get a very high 3.25% APY on balances up to $20,000 and 0.90% APY on the balance portion over $20,000. If you don’t meet the…
If you’re a student don’t even think about paying for a checking account. Almost every bank has special student checking accounts that are free. If you’re a student and you don’t yet have a checking account I recommend taking the following 5 steps: 1) Take a look at the online student checking accounts. All of…
If you own a business and you don’t keep your business finances separate from your personal finances you’re going to have to start doing it. The best way to get started on that is to open up a small business checking account. Free business checking accounts aren’t as common as free personal checking accounts, but…
Second chance checking accounts are bank accounts for someone that has been reported to a bad checking account history database like ChexSystems. Financial institutions use ChexSystems to basically keep out the bad apples and minimize their risk with their deposit account holders. Second chance checking accounts have extra restrictions on the account due to the…
Community Bank and Trust has an account called Power Interest Checking that’s available to Wisconsin residents. It’s offering a 3.05% APY on balances below $25,000, 0.5% on balances between $25,000 to $100,000, and 0.25% on balances over $100,000 (if you have over $100,000 in your checking account you’ve got other problems). If you don’t meet…
The First National Bank of Dieterich in Illinois is offering a Prime Rewards Checking that offers 4.01% APY on balances up to $25,000 and 2.25% on the remaining balance over $25,000. You also get ATM fee refunds on the account. To qualify for these rates you must make 10 debit card purchases a month, access…
I was recently contacted by a new online bank that has setup a new kind of checking account that doesn’t have overdraft fees. The bank is Probity Financial Services which is backed by FDIC insured Kennett National Bank. To visit Probity click here. Now, hopefully most of you reading this will not have a use…
Clear Sky Accounts is offering an interest checking account with the following rates: 1.65% APY for balances up to $10,000, 1.75% APY for $10,000 to $25,000, 1.85% for $25,000 to $250,000, and 0.5% for balances over $250,000. To visit their site click here. The account has no monthly fees, refund on up to $20 in…
First Community Bank is offering a rewards online checking account with a 4.01% APY on balances up to $25,000 and 1.01% APY on balances over $25,000. If you don’t meet the monthly requirements the rate falls to 0.5% APY. In order to get the premium rates you need to make 12 debit card purchases a…