I blogged yesterday on how GMAC changed its name to Ally Bank. It appears that along with the change they’re offering a new 2.5% APY 9 Month no penalty CD. The way the certificate of deposit works is you can withdraw the money any time you’d like without any early withdrawal fee, but you must…
Acacia Federal Savings Bank is currently offering 3.25% APY on their 3 year CD with a low minimum deposit of just $500. The national average certificate of deposit rate for a 3 year term is just 1.77% so this rate is over 1% higher than that. Acacia Federal Savings Bank is a branch of Acacia…
American First National Bank is offering a promotional 2.64% APY CD for 6-12 months with a minimum deposit of $1,500. They’re also offering jumbo CD rates of 2.75% APY for the same terms with a minimum deposit of $100,000. This Deal has Expired. If you’re looking for IRA CD rates they have a smoking hot…
Bank Financial is offering a Spectrum Express CD that’s yielding a 3% APY for 9 months with a minimum deposit of $10,000 and a maximum of $250,000 which is also the maximum that is FDIC insured. You need new money to open this account if you’re already a BankFinancial customer. Bank Financial is also offering…
Bay Cities Bank is offering a 2.5% APY 1 year CD, a 2.55% APY 15 month certificate of deposit, a 2.60% APY 18 month CD, a 2.85% APY 2 year CD, and a 3.25% APY 3 year CD. The minimum deposit on these accounts is $1,000. However, you need to go to a Bay Cities…
Pacific Transportation Federal Credit Union is offering a 5 year CD with a whopping rate of 5% APY. You need at least a $5,000 deposit for this account. They’re also offering a 3% APY 9 month certificate of deposit with a $3,000 minimum deposit and a 4% 4 Year CD with a $4,000 minimum deposit….
First Republic Bank is offering a 3.5% APY 3 year CD with a minimum deposit of $5,000. You must live in California, Connecticut, Massachusetts, Nevada or New York in order to open an account however. To find the branch nearest you visit this link. The early withdrawal penalty on the certificate of deposit is 6…
Amalgamated Bank is offering a 2.90% APY 15 month CD with a minimum deposit of just $500 and a maximum deposit of $99,000. In order to receive this rate you must open a checking account with them and in order to get this special certificate of deposit rate you must make a branch visit. Branches…
Charter Bank recently dropped their 14 month CD rates from 3% to 2.75% but the rate is still competitive with today’s rates. The national average for 1 year CDs is a pretty low 1.37%. The minimum deposit on the certificate of deposit is $5,000. This offer is available nationally and you can open an account…
Pentagon Federal Credit Union continues to offer some of the best long term CD rates with 4% APY for 5-7 years, 3.75% APY for 4 years, and 3.5% for 3 years. The minimum deposit is $1,000 and they’re available for both Roth and Traditional IRA Certificates. PenFed has also been known to offer a .25%…