Visions Federal Credit Union is offering some pretty good CD and IRA CD rates to residents of New York. They have a 2.02% APY 1 year CD, a 2.53% APY 30 month CD, a 3.5% APY 5 year CD, a 2.53% APY 15 month IRA CD, and a 3.05% APY 32 month IRA certificate of…
Here’s a good deal on CD rates for residents of Florida. BankUnited is offering a 3.25% APY 4 year CD and a 3.50% APY 5 year certificate of deposit which adds up to a lot of money when compounding interest is taken into account. The minimum deposit is $5,000. The early withdrawal penalty on these…
Here’s a deal on CD rates for residents of Texas and Colorado. American Bank of Commerce is offering a 2.32% APY 2 year CD with a minimum deposit of $1,000. The early withdrawal penalty on the certificate of deposit is 90 days’ interest. Branches are located in the Texas cities of Austin, Lubbock, Mansfield, Plano…
Palladian Private Bank is offering a 1 year 1.90% APY CD with a minimum deposit of $10,000. Palladian Private Bank is an online bank so this offer is available nationally. They’re also offering a savings account with a 1.70% APY for accounts with at least $10,000 in them. You can fund the account via an…
Here’s a good deal on CDs for those that live in Georgia. Workmen’s Circle Credit Union is offering a 2.01% APY 6 month CD and a 2.5% 1-2 year certificate of deposit with a minimum deposit of $5,000. The early withdrawal penalty is pretty light, only 30 days’ interest. These rates are also available as…
Community Trust Credit Union is a 2.07% APY 1 year CD, a 2.17% APY 18 month CD and a 2.33% APY 2 year certificate of deposit with a minimum deposit of $2,500. These are available as regular CDs and as IRA CD rates as well. Membership is open to members of the Center for Community…
Stonebridge Bank is offering a 21 month 2.30% APY and a 14 month 1.80% APY certificate of deposit with a minimum deposit of just $500. These are also available as IRA CD rates. This offer is available nationally and there’s an online application. Interest is compounded daily and the early withdrawal penalty is 180 days’…
First City Bank is offering a 2.25% APY 15 month CD with a minimum deposit of $5,000 and a maximum of $250,000. These CD rates are going to expire on February 26th, 2010. There’s an online application that’s available to anyone nationwide, but you can’t seem to select the 15 month CD. When filling out…
Danversbank is offering a local Massachusetts CD rate and also some good national CD rates. The first you can get from their Cambridge branch at 485 Mass Ave. It’s a 2.5% 1 year CD with a minimum deposit of $500, and a maximum of $500,000. You need new money to open this account. This deal…
Astoria Federal Savings is offering a nationally available 2.5% APY 30 month CD and a 1.5% APY 9 month certificate of deposit with a minimum deposit of just $500. This is also available as an IRA CD rate. You can open an account over the phone and they’ll hold the rate for 10 days while…