Alliant Credit Union is offering a 4.50% APY 4 year CD, a 4.25% APY 3 year certificate of deposit, a 3.65% APY for 1 year CD, and a 3.80% APY 2 year CD. You need a minimum deposit of $25,000 to get these rates or $1,000 for rates that are .15% lower across the board….
Resource One Credit Union is offering up a 3.40% APY 1 year CD, a 4.00% APY 3 year CD and a 4.50% APY 5 year CD. The minimum deposit is $1,000 and if you’re funding an IRA with $90,000 or more the rates are .1% higher on all the certificates of deposit. You can join…
Meriwest Credit Union is offering a couple pretty competitive CDs. They have a 4.20% APY 5 year certificate of deposit and a 4.10% APY 4 year CD. The minimum deposit on both CDs is $1,000. edit: Meriwest is no longer offering this rate. Check here for the latest CD rates. Membership to Meriwest is open…
MetLife Bank is offering a 2 year CD with a rate of 3.75% when you deposit at least $25,000. You can open an account online and it doesn’t result in a hard credit pull. Interest is compounded daily and credited monthly. The early withdrawal penalty is pretty stiff with 180 days’ interest. MetLife Bank is…
Digital Credit Union is offering a couple good CD rates including a 3.75% APY 11 month certificate of deposit and a 3.25% APY 4 month CD. The minimum deposit is a low $500. Membership for the Digital Credit Union is open to everyone and can be done online. The membership fee is only $15 and…
Acacia Federal Savings Bank is offering a lot of competitive CDs including a 4.50% APY 5 year CD, a 4.10% APY 4 year CD and a 3.40% APY 15 month CD. The minimum deposit is very low at just $500. Acacia has an easy online application and the offers on their certificates of deposit are…
Christian Community Credit Union is offering a 7-18 month CD at a rate of 4.5% and a 5% APY CD for a term of 2-5 years. These rates are a lot higher than a lot of other certificates of deposit, which may be worrisome, especially when you take into account that they are only insured…
Mountain America Credit Union reduced its 4% 1 year CD, but they still have their 5 year certificate of deposit that has an APY set at 4.75%. The minimum deposit for this is $1,000 and their early withdrawal penalty is just 90 days’ interest. However, the withdrawal’s must have the consent of the credit union….
Navy Federal Credit Union is offering a 6 month CD with a 3.75% APY which is down .25% from last month, but is still competitive. The minimum deposit on the CD is $10,000. They are also offering a 5.10% APY on a 7 year CD. The 5 year CD is now 4.40% with a minimum…
Western FCU has just introduced their new 4.05% APY 13 month CD. The minimum deposit is $1,000 and this rate will last throughout January. You can open an account online or at a local Western branch. The early withdrawal penalty is only 90 days which is a pretty low penalty for a CD. Western is…