Pentagon Federal Credit Union continues to offer some of the best long term CD rates with 4% APY for 5-7 years, 3.75% APY for 4 years, and 3.5% for 3 years. The minimum deposit is $1,000 and they’re available for both Roth and Traditional IRA Certificates. PenFed has also been known to offer a .25%…
Alliant Credit Union has lowered its rates for the month of April, but they still offer some of the best cash rates available on the market today. They’re currently offering 2.90% APY on their certificate of deposits for terms from 1 year to 23 months. They’re also offering 3.05% APY for 24-35 months, 3.5% APY…
Last week we saw why you should never take out CDs from offshore banks. Caribbean-based Millenium Bank is currently under investigation by the SEC for running a Ponzi scheme on their clients for $68 million. Always get CDs from American banks and always stay below the FDIC insured limits. There have been 21 banks that…
HSBC Direct is offering a 2.35% APY 18 month CD, a 2.30% APY 12 month certificate of deposit, and a 2.05% APY 9 month CD. The minimum deposit on these CDs are unbeatable at only $10. What’s more, the early withdrawal penalty is a mere slap on the wrist at only 30 days’ interest. Most…
Key Bank is now offering a free Garmin nuvi 205W GPS or a Garmin nuvi 265WT GPS when you open a checking account. To get the 205W GPS you must open a qualifying checking account by April 24th, 2009 and make one debit card purchase and two direct deposits or automated payments for $100 or…
First Trade Union Bank is offering a 2.75% APY 1 year CD and a 3% APY 2 year certificate of deposit. The minimum deposit is only $500 and the maximum deposit is $99,999. The rates are also available as IRA CD rates. Here is their complete list of rates and terms: * 2.25% APY 6…
Acacia Federal Savings Bank is offering 2.25% APY on their new Saver’s Choice Account with a guarantee locked in rate until the end of September 2009. The account has no monthly fees and no transfer fees. Right now Acacia’s other savings account rates have a rate below 2% so you can expect that rate to…
First American Credit Union is offering several competitive CD rates ranging from 2.3% APY for 4 months to 3.4% APY for 30 months. Other rates include a 3% APY 18 month certificate of deposit and a 3.25% APY 23 month CD. The minimum deposit for these CDs is only $500 and the rates are also…
Colonial Bank is offering a 3% APY 2 year CD with a low $500 minimum deposit. The only drawback is you can’t apply online. You must apply in person Branches of Colonial Bank are located in Alabama, Florida, Georgia, Nevada and Texas. There are a lot of good bank deals from smaller banks so as…
First Peoples Community Federal Credit Union is offering a 3.75% APY 39 month CD and a 4% APY 5 year certificate of deposit. The minimum deposit for these CDs is $5,000. First Peoples also has some good short term CD rates with a 2.5% APY 6 month CD, a 3% APY 1 year CD and…