Citizens Bank is currently offering a $100 online checking account promotion. The offer expires on December 15th, 2009. You get $50 for setting up direct deposit for a payment of at least $50. You get $25 for making 5 online bill payments, and you get $25 for making 5 signature based debit or credit card…
First National Community Bank is offering a 3.25% APY 4 year CD, a 3.5% APY 5 year CD, and a 4% APY 7 year certificate of deposit. The minimum deposit is $1,000 and you can also get these as IRA CDs. To visit their site click here. All 3 accounts have an early withdrawal penalty…
Everbank is offering a 3 month promotional rate of 2.51% on their money market and checking accounts. The rate applies for up to $50,000 on their Yield Pledge Money Market Account and up to $100,000 on their FreeNet Checking Account. This promotion is only available to people who have never opened these accounts, and you…
Saving There are many devices for saving, and which one you choose depends upon your risk tolerance and when you will want to use your money. If you have either a low risk tolerance, or think you’ll need the money within a five-year period (maybe a house down payment or educational expenses), then you should…
Financial Priorities Once you understand the basics, you should determine what your financial priorities are. Every person’s situation is different, and it is foolish to follow a one-size fits all plan. For example, someone who can’t wait to retire shouldn’t be saving the same amount as someone who would like to stay in their job…
The following is a three part series guest post by Nick Farina, a soon to be fellow Haverford College graduate. Managing your finances is all about choices. You’ve heard all the news stories about global recession, been bombarded with ads for different banks, and heard advice from countless financial ‘gurus’ – so it might seem…
PerkStreet Financial is offering a $50 bonus to customers that open a new checking account and keep it open for 3 months. You must be a first time PerkStreet customer and the offer expires December 31st, 2009. You only need a $25 minimum deposit to open an account and the account comes with some pretty…
Regal Bank is offering CD rates of 2.02% APY for a 1 year CD and a 2.38% APY on an 18 month certificate of deposit with a minimum deposit of just $500. They’re also offering a savings account with a 1.76% APY on balances over $500. To visit their site click here. You need to…
El Paso Area Teachers Federal Credit Union is offering some good CD rates to Texas residents. Their best deals are their jumbo CD rates which require a $50,000 minimum deposit. The jumbo CDs get rates of 2.37% APY for 1 year, 2.68% APY for 18 months, 3.19% APY for 30 months and 3.65% APY for…
Amboy Direct is offering a 2.10% APY 1 year CD on balances over $10,000 called the eSavings CD. It only get 1% APY on balances from $100 to $10,000 so you’ll definitely want to have $10,000 to get the good rate. This is an add-on certificate of deposit, which is rare for most banks to…