Buying and sending a money order is a pretty easy process but cashing that money order may not be as easy if you don’t have a bank account. Cashing a money order from a foreign country is even harder and can cost you more money. There are a few ways to cash a money order…
Doing Business As (DBA) is the business use of a fictitious or trade name. With a DBA you can do business under a different name without creating a new business. If you’re doing business as you can advertise and collect payment using your fictitious name. Filing for DBA is very easy to do and inexpensive….
A cash advance is an option for credit card holders to get straight cash which is then placed on their credit. Most people who take cash advance loans on their credit use a small percentage of their total credit limit. Credit card companies will usually have separate credit limits and cash advance limits. Some credit…
If you’re a student don’t even think about paying for a checking account. Almost every bank has special student checking accounts that are free. If you’re a student and you don’t yet have a checking account I recommend taking the following 5 steps: 1) Take a look at the online student checking accounts. All of…
If you want to pay for something by mail but you don’t or can’t write a personal check from your checkbook, a money order is a great substitution for a check. A money order is one of the most popular ways to pay for things and is very similar to a check in many ways….
Check kiting is a form of fraud where checks are bounced between 2 checking accounts. A check is written from the criminal’s checkbook from one bank and deposited into a second bank. The funds then show up in the second bank and withdrawn and deposited back into the first bank before the written check can…
If you have a poor credit score you may have been rejected for a credit card application. There are a lot of situations where you need a credit card like reserving a hotel room, car rental, airline ticket, etc. If you need to place an order over the phone you’re going to need a credit…
Well it’s that time of the year again. The time every American dreads every year. It’s time to do your taxes again, so I thought I’d write up a few tax savings tips. Tip #1 Keep Documentation Everything you claim in your taxes needs to be backed up with the proper documentation. By staying organized…
Arkansas based Allied Bank has started an online bank called JustBANKit.com, and are offering a 1.5% APY 6 month CD, 1.90% APY 1 year CD, a 2% APY 18 month certificate of deposit, and a 2.10% APY 30 month CD. The minimum deposit is $1,000. This rate is available nationwide. You can fund the CD…
A 529 college savings plan is run either by the state or a higher education institution. They’re designed to help families put away money for their child’s college fund. It is called a 529 because of section 529 of the IRS code. State 529 college savings plans don’t have to be used in the state’s…