FBOP subsidiary banks are offering a free $160 gift card bonus when you open a free checking account with them. They’re offering reward points for performing certain actions which can be traded in for gift cards, merchandise, or travel. You can gain up to 20,000 reward points in your first month. You get 5,000 points…
American Express is currently letting you take a look at your Experian PLUS credit score and credit report. This isn’t exactly the same as a credit score but it’s close. The Experian PLUS score goes from 330-830 while the standard FICO credit score goes from 300-850. They’re giving the score for free to promote their…
National Bank of Kansas City is offering a free $50 Lowe’s Gift Card for opening a personal online checking account. This offer expires May 2nd, 2009. To qualify you must live in the Kansas City Metro area and you must open an account in a bank branch. The minimum deposit on the account is $50….
Charter Bank recently dropped their 14 month CD rates from 3% to 2.75% but the rate is still competitive with today’s rates. The national average for 1 year CDs is a pretty low 1.37%. The minimum deposit on the certificate of deposit is $5,000. This offer is available nationally and you can open an account…
Pentagon Federal Credit Union continues to offer some of the best long term CD rates with 4% APY for 5-7 years, 3.75% APY for 4 years, and 3.5% for 3 years. The minimum deposit is $1,000 and they’re available for both Roth and Traditional IRA Certificates. PenFed has also been known to offer a .25%…
Alliant Credit Union has lowered its rates for the month of April, but they still offer some of the best cash rates available on the market today. They’re currently offering 2.90% APY on their certificate of deposits for terms from 1 year to 23 months. They’re also offering 3.05% APY for 24-35 months, 3.5% APY…
Last week we saw why you should never take out CDs from offshore banks. Caribbean-based Millenium Bank is currently under investigation by the SEC for running a Ponzi scheme on their clients for $68 million. Always get CDs from American banks and always stay below the FDIC insured limits. There have been 21 banks that…