Month: March 2009

HSBC Direct is offering a 2.35% APY 18 month CD, a 2.30% APY 12 month certificate of deposit, and a 2.05% APY 9 month CD. The minimum deposit on these CDs are unbeatable at only $10. What’s more, the early withdrawal penalty is a mere slap on the wrist at only 30 days’ interest. Most…

First Trade Union Bank is offering a 2.75% APY 1 year CD and a 3% APY 2 year certificate of deposit. The minimum deposit is only $500 and the maximum deposit is $99,999. The rates are also available as IRA CD rates. Here is their complete list of rates and terms: * 2.25% APY 6…

First American Credit Union is offering several competitive CD rates ranging from 2.3% APY for 4 months to 3.4% APY for 30 months. Other rates include a 3% APY 18 month certificate of deposit and a 3.25% APY 23 month CD. The minimum deposit for these CDs is only $500 and the rates are also…

Colonial Bank is offering a 3% APY 2 year CD with a low $500 minimum deposit. The only drawback is you can’t apply online. You must apply in person Branches of Colonial Bank are located in Alabama, Florida, Georgia, Nevada and Texas. There are a lot of good bank deals from smaller banks so as…

First Peoples Community Federal Credit Union is offering a 3.75% APY 39 month CD and a 4% APY 5 year certificate of deposit. The minimum deposit for these CDs is $5,000. First Peoples also has some good short term CD rates with a 2.5% APY 6 month CD, a 3% APY 1 year CD and…

GMAC Bank is offering a 3.1% 2 year CD with only a $500 minimum deposit. The national average for certificates of deposit is just over 2%, so this rate beats the national average by a full percentage point. Some savings accounts may offer you a higher rate, but most of the higher rates these days…

Royal Asian Bank is offering a 3% APY 17 month CD with a minimum deposit of $1,000. The certificate of deposit can be opened by a resident of any state, however they must come to a branch to open it. Branches of Royal Asian Bank are located in Fort Lee and Palisades Park in New…